• Credit Review Analyst II - Auto Finance Fraud

    Job Locations US-TX-Fort Worth
    Requisition ID
    2018-33516
    Employee Type
    Full Time-Regular
    Category
    Credit / Underwriting
  • Overview

    ​The Credit Review Analyst II – Auto Finance Fraud is responsible for performing independent and unbiased monitoring and assessments of the company's credit activities with an emphasis on detecting fraud and misrepresentation. This team member will work closely with the Dealer segments by monitoring compliance and proactively addressing loans originated with fraud or misrepresentation.  

    Responsibilities

    JOB DUTIES

    • Investigate loan originations for fraud or misrepresentation by reviewing the loan documentation and the systems utilized to underwrite, fund, and collect the accounts.
    • Apply auto finance experience, corporate policies, procedures and departmental research to accurately identify loan origination deficiencies. Utilize results to make appropriate, formal recommendations and suggestions for reducing, eliminating or monitor
    • Identify origination weaknesses and recommend change when necessary.
    • Assist in the development and support of models, analysis, and reporting related to the soundness of credit and collection activities.
    • Monitor, analyze and summarize compliance with origination policies.
    • Create reports for management with viable recommendations for improvement of business operations, efficiencies, and internal controls.
    • Ensure project/review completion by understanding project expectations and deadlines, overcoming obstacles and communicating progress, delays and issues to management.
    • Coach, mentor, and assist fellow team members to establish a consistent level of quality, accuracy and compliance to departmental standards internal controls.
    • Assist the Credit Review Manager with the distribution of incoming work.
    • Represent Credit Review in business segment meetings as needed.

    Qualifications

    Knowledge

    • Detailed understanding of the auto finance industry, including funding and/or underwriting of originations
    • Understanding of the auto finance industry, including funding and/or underwriting of originations
    • Working knowledge of finance
    • Working knowledge of accounting
    • Working knowledge of consumer credit
    • Advanced knowledge of consumer credit
    • Working knowledge of statistics
    • Competency with Microsoft Office, focusing on Access and Excel
    • Knowledge of Provenir, Auto IMS, SalesForce, CPW and AS/400
    • Advanced knowledge of Provenir, Auto IMS, SalesForce, CPW and AS/400
    • Working knowledge of company policies and procedures
    • Ability to plan, execute, and improve work processes to ensure achievement of business objectives
    • Ability to understand GM Financials business, apply knowledge and critical thinking skills in day-to-day problems and solutions
    • Competency using SAS including basic data functions, macros, SQL and DDE
    • Advanced knowledge using SAS including basic data functions, macros, SQL and DDE
    • Knowledge of company policies and procedures

    Skills

    • Excellent interpersonal skills
    • Good interpersonal skills
    • Excellent verbal, written and communication skills
    • Good verbal, written and communication skills
    • Ability to multitask with minimal supervision
    • Ability to use appropriate analysis, judgment and logic when solving issues
    • Detailed oriented
    • Ability to coach, lead, motivate, and influence others to support departmental goals and objectives
    • Ability to proactively achieve goals and objectives, which positively impact GM Financials overall business results
    • Ability to work discreetly with confidential information and situations
    • Able to supervise multiple tasks with minimal supervision and be self-motivated
    • Strong problem solving skills
    • Problem solving skills
    • Ability to provide recommendations and making decisions

    Education

    • Bachelor’s Degree related business field or equivalent work experience. preferred

    Experience

    • 3-5 Years automobile lending experience Required

    Work Condition

    • Subject to stressful situations;normal office environment;Must be able to deal with stressful office conditions while troubleshooting problems

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